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Currency Cloud

currencycloud.com🇬🇧 United KingdomEurope
currencycloud.com
currencycloud.com
About

Currency Cloud powers cross-border payments for fintechs, banks, and platforms that move money internationally. Rather than building payment rails from scratch, companies plug into Currency Cloud's infrastructure to send, receive, and manage multi-currency transactions at scale. The platform handles the compliance complexity, FX pricing, and settlement logistics that make global payments so difficult.

What sets Currency Cloud apart is its positioning as the backbone rather than the front-end. While fintech darlings grab headlines with sleek consumer apps, Currency Cloud quietly powers payments behind the scenes for hundreds of financial services companies across Europe, Asia, and beyond. The company works with everyone from neobanks to traditional institutions to embedded finance platforms, letting them offer international payments without the headache of building their own infrastructure.

The European fintech scene has become increasingly reliant on infrastructure layers like this one—companies that solve the hard infrastructure problems so others can focus on customer experience and product innovation. Currency Cloud sits in that crucial middle tier, handling the pipes while others decorate the storefronts. It's a less visible kind of power, but arguably more fundamental to how modern fintech works.

Categories
Financial InfrastructurePaymentsOpen Banking
Subcategories
Banking-as-a-ServiceCross-border transfersInstant paymentsData APIs
Services & products
instant paymentsliquidity toolsdata enrichmentcross-border transfersBaaS platformstransaction categorizationFX management
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Quick facts
Founded
2012
Founders
Mike Laven, Renato Golia
Employees
500-1000
Users
100k-1M
Business model
B2BB2B2C
Target customers
Financial institutionsEnterprisesSMEs
Notable clients
Wise, OFX, Payoneer, Remitly, LHVBANK
Geographic focus
Europe
Last updated
Updated 4 days ago