Inxy

Inxy is a European open banking platform that lets businesses tap into customer financial data through APIs, turning fragmented banking relationships into a single source of truth. Rather than asking customers to manually upload statements or reconnect accounts every few months, Inxy maintains a live, permission-based link to real bank data—making it effortless for fintechs, lenders, and SaaS platforms to build smarter underwriting, risk assessment, and financial insights on top of their core products. The platform sits squarely in the infrastructure layer, designed for teams building financial experiences rather than consumers managing their own money. What sets Inxy apart in a crowded open banking space is its focus on simplicity and reliability. While competitors often require technical gymnastics or lengthy integrations, Inxy's API is direct and frictionless. It handles the complexity of PSD2 compliance, account connectivity, and data standardization behind the scenes. The result: lenders can make faster, more informed decisions; embedded finance platforms can offer instant credit lines; accounting tools can automatically reconcile transactions. Inxy is fundamentally changing how financial data moves between banks and the applications that need it most, making it an essential building block for modern European fintech.